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Just like anything on Earth modern-day society has some kind of balance. So on one hand we have a progressive electronic neighborhood and on the other hand we have army of web criminals whose both work and fun consists of so called identification theft.

As the major tool of a scammer is his privacy the primary function of a Site Owner consists in confirmation of Individuals identity.

There are some techniques to confirm website individual's identity. Confirmation by email is used when it concerns password reminder service; e-merchants utilize AVS inspecting to license their customers as real cardholders while processing credit cards in e-shops and so on.

However it's not enough. Passwords can be taken with so called phishing. And Address Confirmation System is made use of in United States and Canada just and furthermore its scheme is rather imperfect.

There ought to be yet another option.

And it does exist.

Telephone verification is a kind of universal method to verify user's identification. It works as follows:

A. An individual enters his individual data consisting of contact number at a certain website and presses "send" button.

B. Phone verification system starts a call to this number.

C. After welcoming a system asks to get in pin-code that an individual sees on the display using a phone keypad.

D. A user gets in pin-code and mires.

After a call is done system passes a merchant user's country and city by telephone number location code, contact number type and matching of pin-code gotten in and pin-code revealed on website. Some business e.g. Proveout.com offers Geo IP research in addition to telephone verification. This enables to contrast IP address information with telephone number data (whether nation and city identified by IP address matches the ones identified by phone area code).

It is a lot. It is definitely enough to determine whether a Consumer is an individual he seems to be - a genuine website individual and a real cardholder.

Optionally system can easily ask an individual to confirm his identity/order by saying something like his name or other information that is recorded. Afterwards, such recordings can easily prove that an individual had undoubtedly utilized specific solution (bought particular goods). A Website Owner can download a wav-file with a recorded voice message of a client at any sort of time as it is saved on server of telephone consent supplier.

This is telephone confirmation and exactly how it works.

Where telephone confirmation is utilized

1. E-commerce. Identity fraud is a significant problem for a lot of business. Telephone verification helps to decrease fraudulent transactions. Client simply passes the guideline of authorization and shows that he is a true cardholder. Taped message with Customers voice can afterwards become an evidence of ordering a good/service by a certain individual.

2. Any sort of site where registration/authorization is called for. VoIP telephone confirmation can be made use of at the registration phase in order to confirm individuals' identification (e.g. it's of high relevance at different forums, on-line neighborhoods, online financial services etc). Additionally it can be utilized in situation an individual has actually lost his password. Delivering it to a particular e-mail address does not ensure Website Owner can not be completely sure that password reminder treatment isn't really started by a fraudster with an idea to handle somebody's individual information. Passing telephone verification by user can prove his identification.

3. Websites with complimentary material limiting. Really typically different business carry on marketing campaigns that permit utilizing their online services free of charge for specific time (trial periods). In order to anticipate numerous signing up (which is a bad experience for a marketing report) each brand-new registration can easily be confirmed in order to show that usage hasn't registered before.

4. Sites providing region restricting services. In some nations it is restricted to circulate security software to particular countries. Utilizing telephone confirmation service Website Owner can be sure that his new signed up user does not stay in one of these nations. Telephone number location code assists to expose user's place. This service is even more efficient when it is used together with Geo IP research.

VoIP telephone solution could be used for automation of webmaster's work by programming scheduled phone telephone calls with a request of certain info or a confirmation of certain details. E.g. you could automatically initiate a call when a brand-new order with shipment requirement is sent in order to verify delivery information. In situation you're an owner of an internet-catalogue you could initiate a call e.g. once a month to the members of your catalogue in order to confirm that their websites still exist with the exact same domain, so to confirm their membership.

You could utilize VoIP telephone confirmation as a best advertising tool. For instance you could supply your Customers with details concerning some changes in their maintenance by phone or instantly play them welcoming messages on certain dates.
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